Buying a home is one of life's biggest events. At Colorado Capital Bank our goal is to make the process of financing your purchase as smooth and stress-free as possible. That may sound like a tall order, but having an experienced local residential lending team really makes a difference.

Types of Mortgage Loans
- Conventional Loans, - FHA/VA
- Jumbo Loans, - Investment Property

CONVENTIONAL LOANS
With or without private mortgage insurance.

• Underwritten with automatic engines such as Desktop Underwriter and Loan Prospector, thus streamlining the loan application process
• Faster approvals with fewer problems or unnecessary delays
• On-staff underwriter for immediate answers
• Purchases or refinances
• A-Loans for less than perfect credit
• 1-4 family including condos
• Fixed Rate loans, Adjustable Rate Mortgages and Hybrid Adjustable Rate Mortgages

FHA/VA
Government insured/guaranteed loans.

FHA Loans mortgages have maximum loan limits that vary depending on the average cost of housing in a given region.

• Available for purchases or refinances
• Funds can be gifted or borrowed against a secure asset

VA Loans

• VA guarantee allows eligible veterans to purchase a home with no down payment
• More lenient qualification guidelines
• Very attractive mortgage option for qualified veterans

JUMBO LOANS
Loans that exceed the conforming loan limit.

• Loan amounts up to $3,000,000
• Fixed Rate and Adjustable Rate Mortgages available. LTVs a high as 100%
• Primary residences, second homes, condos and 1-4 unit investment properties

INVESTMENT PROPERTY
Loans for one to four family rental properties. Purchases and refinances.

• Purchases and cash-out refinances up to 90 LTV
• Stated income and no income/no asset programs for any investor looking to purchase a rental property

Apply Online or contact a Residential Mortgage Lender for more information:

MORTGAGE LENDERS