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Identity Theft is a crime that can wreak havoc on your life and finances. Click here to learn how to protect yourself with resources provided by Colorado Capital Bank.

Banking Products & Services

 

Free Checking with Interest

This is a free checking account for all accountholders and earns interest for those that maintain $5,000 or more in their checking account.

  • $100 minimum opening deposit
  • No minimum balance
  • No monthly service charge
  • Free unlimited check writing
  • Visa® Debit/ATM Access Card for a $10.00 annual fee; subject to credit approval
  • Balances at or above $5,000 earn interest on those days the balance is above this threshold; no interest will be earned on those days the balance is at or below $4,999.99
  • Interest compounded monthly and paid monthly
  • Tiered interest rates commensurate with daily balances. For current rates, please call us at 1.800.913.5120. Interest rates may change on the account daily.

Money Market Account

An interest-earning account with limited withdrawals; available to individuals and sole proprietors.

 

  • $1,000 minimum opening deposit
  • No monthly service charge with a $1,000 minimum daily balance
  • $10.00 monthly service charge for balances that fall below $1,000
  • Limit of six withdrawals per month
  • Checks are not returned with statement
  • Interest compounded monthly and paid monthly
  • Tiered interest rates commensurate with daily balances. For current rates, please call us at 1.800.913.5120. Interest rates may change on the account daily.

Regular Savings

This account is available to individuals and sole proprietors.

  • $100 minimum opening deposit
  • No monthly service charge with a $100 minimum daily balance
  • $3.00 quarterly service charge if balance falls below $100
  • No minimum deposit for students under 25 years of age or minor accounts (18 years or younger). No service charge if balance falls below $100
  • Nine free withdrawals per quarter; a $0.50 fee will be assessed for each withdrawal over 9 per quarter
  • Limit of six withdrawals per month
  • Interest compounded daily and paid quarterly. For current rates, please call us at 1.800.913.5120. Interest rates may change on the account daily.

Certificates of Deposit

A Certificate of Deposit, available to individuals and sole proprietors, provides a low-risk investment with flexible terms and a guaranteed rate of return. May also be opened under an IRA Plan.

  • $100 minimum opening deposit
  • Flexible terms available
  • Fixed interest rate for the term of the Certificate
  • Substantial penalty - equal to one month's interest - for early withdrawal
  • Additional deposits to Certificate allowed during 10 day grace period after maturity
  • Interest compounded daily. For Certificates with a term of less than 12 months, interest is paid at maturity. For Certificates with a term of 12 months and over, interest is paid semi-annually.
  • A withdrawal will reduce earnings
  • For Certificates of Deposit opened under an IRA Plan, IRS Rules apply
  • You may transfer all but the minimum deposit anytime to another longer-term IRA CD at Colorado Capital Bank without a penalty
  • Additional monthly deposits allowed to IRA Certificates of Deposit; a minimum deposit of $25.00 is required

Personal Loans

We offer a variety of personal loans, to meet your financial needs and goals, with competitive rates and flexible terms.  All loans are subject to credit approval.

  • Ready Reserve Line of Credit
  • Personal Purchase & Expenditures