Deposit Products

Business Checking

This noninterest-bearing checking account is designed for businesses with lower monthly transaction volume.

No monthly service charge with a $1,500 minimum daily balance
$10.00 monthly service charge applies if the daily balance falls below $1,500
75 free debits per month
$0.10 per debit clearing in excess of 75
200 free deposit items per month
$0.15 per deposit item in excess of 200
Statement cycles at the end of the month

Commercial Analysis Checking

This checking account is designed for businesses with higher monthly transaction volume and balances. The account earns a credit towards bank service fees at a competitive rate.

Statement cycles at the end of the month
An analysis statement is prepared separately from the cycled statement and is processed on the 10th of the following month. The net charge detailed in the analysis statement is debited on the 15th of the following month.
Earnings credit is calculated on the monthly average ledger balance less the reserve requirement and applied to accumulated service fees.
Most bank service fees for all relationship accounts may be included in the analysis which may result in minimal or no service fees when sufficient balances are maintained.

Business Money Market Account

This account is a tiered, variable rate account with check access for businesses that want to earn interest without investment risk and need occasional access to funds each month.

$1,000 minimum opening deposit
No monthly service charge with a $1,000 minimum daily balance
$10.00 monthly service charge if balance falls below $1,000
Limit of six withdrawals per month
Checks will not be returned with statement
Interest compounded monthly and paid monthly
Tiered interest rates commensurate with daily balances. For current rates, please call us at 1.800.913.5120. Interest rates may change on the account daily.

Business Savings

This account is for businesses with basic savings needs that desire a low-risk investment and ready access to funds.

$100 minimum opening deposit
No monthly service charge with a $100 minimum daily balance
$3.00 quarterly service charge if balance falls below $100
Nine free withdrawals per quarter; a $0.50 fee will be assessed for each withdrawal over 9 per quarter
Limit of six withdrawals per month
Interest compounded daily and paid quarterly. For current rates, please call us at 1.800.913.5120. Interest rates may change on the account daily.

Certificates of Deposit

A Certificate of Deposit provides a low-risk investment with flexible terms and a guaranteed rate of return.